Farm Credit Canada (FCC) is a federal Crown corporation and the leading provider of financing, insurance, and business support services for Canada’s agriculture and agri-food industry. Owned by the Government of Canada, FCC is dedicated exclusively to supporting producers, agribusinesses, and food processors through tailored loan programs and advisory resources.
Official FCC website:
👉 Farm Credit Canada (Government of Canada)
What Is Farm Credit Canada?
FCC’s mission is simple: strengthen rural Canada by fueling the growth of agriculture and food-related enterprises. It provides flexible loans, equipment financing, and farm mortgages designed to support farmers and agri-entrepreneurs at every stage of business growth.
Unlike traditional banks, FCC focuses exclusively on the agriculture and food industry, so its programs are structured around the realities of farming, seasonal cash flows, and commodity cycles.
Learn more:
👉 About Farm Credit Canada
Types of FCC Financing
- Operating Loans: Short-term credit to manage day-to-day expenses, input costs, or seasonal cash flow.
- Term Loans: Funding for purchasing or upgrading equipment, storage, and infrastructure.
- Farmland Loans: Long-term financing for buying or refinancing land and agricultural buildings.
- Young Farmer Loans: Flexible solutions to help new farmers establish operations.
- Equipment Loans: Support for upgrading machinery and adopting new technology.
- Agribusiness & Food Industry Financing: Long-term solutions for processors, distributors, and value-added food producers.
Who Can Apply for FCC Loans
- Farmers, ranchers, and producers
- Greenhouse, nursery, and orchard operators
- Food processors, exporters, and distributors
- Agribusiness suppliers and input companies
- New and young farmers entering the sector
To qualify, applicants must be actively engaged in agriculture or food production and demonstrate repayment capacity through a viable business plan.
Why Choose FCC
- Exclusive focus on Canada’s agriculture and food industries
- Flexible repayment structures aligned with seasonal cash flow
- Competitive interest rates and long-term loan options
- Programs for young farmers and agri-innovators
- Commitment to rural development and sustainability
FCC also provides online learning tools, management resources, and insights via its Knowledge Hub.
👉 FCC Knowledge & Learning Hub
The Role of The Biz Plans
At The Biz Plans, we work with farmers, agri-entrepreneurs, and food processors to prepare FCC-ready business plans aligned with FCC application standards and lending criteria. Our plans are built by a CPA (Ontario) and reflect a deep understanding of both financial and operational realities in agriculture and food.
- Financial models and cash-flow projections tailored to seasonal income cycles
- Comprehensive business plans for land purchases, expansions, or refinancing
- Repayment capacity analysis and risk-management strategies that meet FCC expectations
- Funding requests aligned with FCC programs and industry priorities
A professional business plan not only improves approval odds — it helps you make better, data-driven decisions for your operation.
How to Apply for FCC Financing
- Identify your financing needs — land purchase, expansion, equipment, or cash-flow support.
- Prepare your business plan and financial projections.
(The Biz Plans can help you prepare lender-ready documentation.) - Contact your local FCC office or relationship manager.
👉 Find an FCC Office Near You - Submit your application online or through your FCC representative.
- Work with your FCC advisor to finalize terms, repayment structure, and timelines.
Additional FCC Resources
Final Thoughts
Farm Credit Canada is one of the most trusted and accessible sources of financing for farmers and agri-business owners in Canada. Its flexible loan programs, industry-specific knowledge, and long-term partnership approach make FCC a cornerstone of Canadian agricultural development.
Working with The Biz Plans ensures your application meets the highest professional standards. Our FCC-aligned business plans demonstrate clear strategy, financial strength, and long-term vision — giving lenders the confidence to fund your goals.
Ready to Start Your FCC Business Plan?
We’ll prepare a comprehensive, lender-ready proposal that reflects your operation’s true potential.