Business Plans for Bank Financing
Lender-focused plans with a defined funding request, use of funds, repayment logic and integrated projections.
Canada-wide, founder-led business planning
Professional Business Plan Writer and Business Plan Consultant
The Biz Plans is a team of professional business plan writers and consultants serving Canada. We prepare customized business plans, financial projections and supporting market research for bank financing, investors, acquisitions, startups and business expansion.
Working on your own first draft? Try our free AI business plan generator to organize your business details and assumptions.
Business PlansFinancial ProjectionsMarket ResearchBank FinancingInvestorsAcquisitions
Purpose-built, not generic
Business Planning for Your Next Decision
A strong plan must work for its intended reader. Our business plan consultants connect your strategy, market evidence, operating plan and financial assumptions in one clear document. Engagements are customized to the business stage, decision-maker and financing or growth objective—not filled into a standard template.
Depending on scope, an engagement may include discovery, market and competitor research, operating strategy, a written business plan and integrated financial projections. For financing work, the plan can also set out the funding request, sources and uses of funds, cash-flow requirements and repayment assumptions. The written plan and forecast are developed together, then reviewed for consistent assumptions through the agreed revision process before the final documents are delivered.
Our work includes startups, established businesses seeking financing or expansion, business acquisitions, investor and funding situations, standalone financial modelling and immigration-related business plans where applicable. Explore our business plan writing services to choose the right starting point.
Core services
Business Plans and Financial Models Built for Decisions
Investor and Funding Business Plans
Set out the opportunity, strategy, team, capital requirement and the assumptions behind the growth case.
Acquisition, Startup and Growth Plans
Connect the transaction or growth objective with the market, operating plan, milestones and capital required. Explore feasibility study support and confidential information memorandum services.
Financial Projections and Modelling
Integrated forecasts, cash flow, scenarios and sensitivities grounded in documented assumptions. See our fractional CFO services.
Business plan writer in Toronto
Looking for business plan writers in Toronto? The Biz Plans helps founders and established owners turn a business idea, financing request or acquisition into a clear written case supported by financial projections. Based in Toronto, we serve clients across the Greater Toronto Area and throughout Canada, with the engagement shaped around the reader and the decision your plan needs to support.
Atul Jagga leads the work. His credentials include CPA Ontario, RCIC-IRB and an MBA in Finance and Strategy from the University of British Columbia. His corporate finance and consulting background helps connect the market story, operating assumptions and forecast, so the funding request can be traced through the plan rather than presented as a separate number.
Virtual discovery and document review make it possible to work together wherever your business operates. If you prefer an in-person discussion in Toronto, ask about meeting arrangements when you submit your project brief. We confirm the meeting format, scope, required inputs and schedule before work begins.
Start by telling us who will read the plan, how much financing you are considering and what information is already available. We use that brief to identify the research, written sections and modelling your project requires. For local planning considerations, visit our Toronto business plan writers page. For deliverables, the review process and engagement details, explore our business plan writing services. You can then request an assessment with a clear picture of what you need.
Our founder-led advantage
Founder-Led Business Plan and Financial Work
Atul combines the financial rigour of a CPA with more than 20 years of corporate finance, consulting and immigration-strategy experience. He personally leads the thinking behind each engagement so the narrative, evidence and numbers tell one credible story.
CPA OntarioRCIC-IRB LicensedMBA Finance & Strategy, UBC20+ years Finance & consulting
The market evidence informs the operating plan, the operating assumptions drive the forecast, and the funding request is checked against the projected use of cash. Keeping that work under one founder-led review avoids separating the written plan from a financial model prepared from different assumptions.
His experience includes corporate finance projects with RBC, BMO and CIBC, alongside roles at Nestlé and the Aditya Birla Group.
Meet Atul & Review His CredentialsFrom scope to final documents
Our Business Plan Process
Scope the Decision and Deliverables
We confirm the intended reader, purpose, deadline, available information and documents required under the agreed scope.
Research and Build the Assumptions
Client records, interviews and relevant market evidence are used to define the operating and financial assumptions.
Prepare the Plan and Financial Model
Research, strategy and operating details are developed alongside the forecast so the narrative and numbers remain aligned.
Review, Reconcile and Finalize
We check the funding request, sources and uses, cash flow and written plan together, incorporate the agreed review comments and deliver the final files.
Financing knowledge
Business Plans for Bank Financing
We prepare plans for acquisitions, expansion, equipment, working capital and other lender discussions. For financing work, the amount requested should reconcile with the project costs, sources and uses of funds, operating assumptions, cash flow and proposed repayments. The lender makes its own eligibility and credit decision.
Start with our service or review how Canadian lenders may assess the plan and supporting information. Compare business loan options in Canada and review our Ontario small business grants guide.
Preparing a program-specific request? Read our Canada Small Business Financing Program guide for eligibility, eligible costs and lender application steps.
Planning resources
Tools for Preparing Your Own First Draft
Free Business Plan Generator
Work through guided questions covering the company, market, operations and financial direction, then save and refine the resulting draft.
Explore 36 small business ideas in Canada →Download the free business plan template pack →
Read the 2026 Canadian business plan benchmarks →
Business Plan Essentials
Atul Jagga's practical guide explains how to connect strategy, research, operations and financial modelling in a consistent business plan. Browse sample business plans or explore business planning for U.S. ventures.
Sector experience
Industry Business Plans
Explore planning resources informed by common operating models, cost drivers and financing needs across selected industries.
Beauty SalonCannabisConstructionDaycareGroceryHVACLogisticsManufacturingMedical ServicesNail SalonPharmacyPlumbingRestaurant & FoodTrucking
View All Industries →Canada-wide service
Business Plan Writers by City
Work remotely with our professional business plan consultants and find planning information relevant to major Canadian markets.
View All Featured Locations →Evidence and transparency
Review Our Work, Feedback and Pricing
Case Studies
See selected objectives, approaches and deliverables from prior engagements.
Client Testimonials
Read published feedback about business plans, projections and planning support.
Pricing
Understand package scope and pricing before starting a conversation.
Discuss your objective
Need a Professional Business Plan?
The initial assessment establishes the purpose and intended reader, required information, scope, timeline, deliverables and quote.
Hiring a business plan writer: common questions
What does a professional business plan writer do?
A writer develops the business narrative, supporting research and financial projections around the intended reader. The work connects market evidence, operations and financial assumptions, with deliverables and review defined by the engagement scope.
What does it cost to hire a professional writer?
Cost depends on the research, modelling, business complexity and review required. Ask for a scoped quote and compare the included deliverables rather than page counts. Fees are confirmed for the particular engagement.
How long does business plan preparation take?
Preparation depends on the scope, available records, research needs and review cycles. Discuss your deadline and missing inputs during the assessment so an appropriate schedule can be agreed. There is no single turnaround that applies to every plan.
What should I look for when hiring a business plan writer?
Check relevant credentials, who leads the engagement, how research sources and assumptions are documented, and whether the narrative and model are reviewed together. Confirm the deliverables and revision process before work begins.
Do you write plans for immigration and lender use?
The Biz Plans prepares lender-facing plans and immigration-related business plans where applicable. Scope depends on the lender or relevant program and the business circumstances. Preparing a plan does not guarantee financing or immigration approval; the relevant decision-maker assesses the application.