Books by The Biz Plans

Practical Guides for Business Planning & Financial Due Diligence

Written from a CPA and lender perspective, these books are designed to help entrepreneurs, advisors, and professionals prepare business plans and financial analyses that stand up to real-world scrutiny.

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Books

Books from The Biz Plans

These books reflect the same approach we use in our consulting work: clear structure, lender-ready financial logic, and practical examples drawn from real business situations in Canada and beyond.

Business Plan
Essentials

Business Plan Essentials

Available

How to build a lender- and investor-ready business plan.

Business Plan Essentials walks readers through the full structure of a professional business plan—from executive summary to financial projections—using plain language and practical examples. It is especially helpful for entrepreneurs who are preparing plans for banks, immigration programs, or private investors and want to understand what decision-makers actually look for.

What the book covers:
  • Core structure of a strong business plan and why order matters
  • How to write a clear, concise executive summary
  • Translating your business model into realistic financial projections
  • Common red flags that lenders and investors notice immediately
  • Practical tips for tailoring your plan to banks, investors, or immigration
Who it’s for:
  • Entrepreneurs preparing their first serious business plan
  • Immigration applicants who must submit a business plan as part of their application
  • Consultants, accountants, and advisors who support clients with planning
Financial Due
Diligence
Essentials

Financial Due Diligence Essentials

Coming Soon

A practical guide to analyzing numbers before you invest, lend, or acquire.

Financial Due Diligence Essentials is designed to help readers go beyond surface-level financials and understand the story behind the numbers. It focuses on what lenders, investors, and acquirers actually check when they review financial statements, tax returns, and projections for a business.

What the book will cover:
  • How to read financial statements with a due diligence mindset
  • Quality of earnings, cash flow, and working capital analysis
  • Red flags in revenue, expenses, and owner compensation
  • Linking business risks to financial risks
  • Practical checklists for lenders, investors, and advisors
Who it’s for:
  • Entrepreneurs preparing for a bank, investor, or buyer review
  • Accountants, bookkeepers, and business advisors
  • New lenders or analysts learning to assess small and mid-sized businesses

If you are a professional association, accelerator, or educational program and would like to bulk order copies or integrate these books into your curriculum, please Book a Consult to discuss partnership options.

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Want Help Applying the Books to Your Own Plan?

Whether you are raising capital, applying for a loan, or preparing an immigration business plan, we can help you turn the concepts from these books into a concrete, lender-ready document for your specific situation.

Helpful answers

Frequently asked questions about Practical Guides for Business Planning & Financial Due Diligence

Practical answers to help you evaluate this topic and prepare your next step.

What is the main takeaway from Practical Guides for Business Planning & Financial Due Diligence?

The central lesson is to turn the topic into evidence, decisions and measurable assumptions rather than treating it as stand-alone prose. Apply it consistently across the market, operating and financial sections of the plan.

How does Practical Guides for Business Planning & Financial Due Diligence fit into a complete business plan?

It should support the plan's overall logic: a defined customer need leads to a practical strategy, operating requirements and financial results. Review connected sections after making changes so the document does not contradict itself.

What evidence should support this part of the plan?

Use current, traceable sources appropriate to the claim, such as government data, industry publications, direct operating records and documented customer or competitor research. Label estimates and explain how they were calculated.

Which mistakes reduce credibility?

Common problems include generic claims, outdated statistics, unsupported market-share assumptions and numbers that do not match the written strategy. Specific sources and a clear chain of reasoning are more persuasive than excessive detail.

How should this guidance be adapted for a lender or investor?

A lender generally emphasizes repayment capacity, cash flow and downside protection, while an investor also evaluates growth, differentiation and potential return. Keep the underlying facts consistent while prioritizing the reader's decision criteria.

When should this section be updated?

Update it when pricing, customers, competition, funding needs or operating assumptions materially change. It should also be reviewed immediately before submission so dates, sources and financial figures remain aligned.