Helping entrepreneurs secure funding with a clear and credible plan.
CIBC offers a full range of small business credit solutions including term loans, revolving lines of credit, overdraft protection and the Government of Canada’s CSBFP option. The borrowing hub below is the best place to start when choosing the right product for your needs.
👉 https://www.cibc.com/en/business/loans-and-lines-of-credit.html
CIBC provides financing to purchase equipment and vehicles, invest in property, improve cash flow and fund expansion. You can apply for a one-time lump sum loan or a revolving credit facility depending on your cash flow and collateral profile. Product specifics and eligibility are outlined on CIBC’s loan and line pages.
A lump sum with fixed or variable rates and amortization up to fifteen years. Ideal for equipment purchases, renovations and larger investments. Fees and details are published here.
Ongoing access to revolving funds starting from ten thousand dollars in CAD or USD with interest charged only on what you use. Secured and unsecured options are available. Fees are listed on the program page.
CIBC participates in the federal CSBFP which can finance eligible equipment and real property for Canadian small businesses with under ten million in revenue. CIBC also publishes fee information and program terms.
For larger real estate needs above one million dollars CIBC Commercial Banking provides property financing solutions.
👉 Commercial Mortgages Overview
CIBC finances Canadian businesses that can show viable operations, repayment capacity and good credit history. Lines of credit generally expect twelve to twenty-four months of positive revenue plus an owner investment and a detailed business plan. Requirements are outlined on the product pages.
CIBC publishes transparent fees and terms, offers both term loans and revolving credit, and supports CSBFP backed lending for eligible borrowers. For commercial property needs there is a dedicated mortgage team. These options give you a single bank for working capital, equipment and real estate.
👉 Business loan fees & details
We prepare lender ready business plans that match CIBC’s underwriting expectations. Our plans include CPA level financial modeling, clear assumptions and a concise narrative so repayment capacity is easy to evaluate. We also tailor projections for CSBFP submissions when the government backed structure is the best fit.
We’ll build CPA‑level financials and a lender‑ready narrative.